Wednesday, March 28, 2007

Dealing with a Spouse and Money

Ok it’s a common problem...a spender and saver who share a bank account. The saver/spender relationship can often be difficult as the saver is always nagging the spender, and the spender is always accusing the saver of being “cheap”. Does any of this sound familiar? (I might be wrong, but I’m guessing that if you’re reading this you're probably the saver...)I’ve heard of many different ways to deal with this problem but the one I’ve found the best is to use an allowance. Each month both spouses get a certain amount of money in cash that they can blow on whatever they want. I find this to be the best solution as it keeps the saver from constantly nagging the spender about wasting money on crap, it lets the spender buy whatever they want without being hassled, and it lets the saver sleep like a baby knowing that their cash isn't getting blown.


MG (moneygardener) said...

My wife is more of a saver than me, and I am reading your blog, so you know how I am...I guess I'm lucky that way...

Middle Class Millionaire said...

Definitely lucky. Enjoy.

Anonymous said...

That's exactly what we do, we give each other an allowance every month. Works wonders.


Craig said...

I'm engaged and my fiancee and I talk about money a lot. We fit the saver/spender stereotypes well, although on certain things I do splurge. The solution we've come up with is exactly as above...the allowance.

Money is a HUGE source of frustration for couples. My fiancee and I decided early on in the relationship that we would 'lean-in' to communicating about money, instead of ignoring it and having it lead to fights. We have a chat about once a month where we go over finances, our net worth, and discuss 'big' things we want to buy now and in the future, and how to plan for them. It's a very workable solution. Definitely helps that she is a counselling psychologist/therapist and likes to talk through issues!

Anonymous said...

Hellо, і think that і sаω уou visіted my site thuѕ
i camе to “return thе favour”.I'm attempting to find things to enhance my web site!I suppose its ok to use some of your ideas!!

Also visit my blog :: long term unsecured loans bad credit

Anonymous said...

I'm gone to tell my little brother, that he should also pay a quick visit this weblog on regular basis to get updated from most recent gossip.

my web-site :: personal loan bad credit rating

Anonymous said...

Hi friеndѕ, nice paragгaρh аnd
good aгguments cοmmеntеd hеre,
I am аctuаllу еnjoying bу these.

Lоoκ intο my web-ѕite ...
Also see my website :: loans broker

Anonymous said...

It's going to be end of mine day, however before finish I am reading this great post to increase my know-how of money.

Also visit my web-site: best loans for poor credit

Anonymous said...

yοu're truly a good webmaster. The site loading pace is incredible. It sort of feels that you'rе ԁoing anу unique trісκ.
Furthermοre, The cοntentѕ aге mаstегwork.
you hаve peгformed а fantаstiс job in thiѕ topіc!

Also vіsіt mу wеblog:
best loan site


another great post

Anonymous said...


Also visit my web blog: セリーヌラゲージ

Anonymous said...


Also visit my web blog バーバリー メンズ

Anonymous said...


my blog コート レディース バーバリー

Anonymous said...


My website ... バーバリー ジャケット

Anonymous said...

The silk material with colorful paraphe C and Soho details show a personal taste of Manhattan style.
Find out a little more information on your recipients.

Following that simply decorate essentially the most notable thing.
In addition good patron,Louis Vuitton Bags you might not scramble this type
of promptly.

Visit my web-site ... custom bags

Anonymous said...

High quality replica handbags, on the other side hand, usually cost between $100 along with $200.
That i offer myself specifically as well of my personal supplies the same way.
Personalized fashionable products for their slow days.

These bags are beneficial not only to get a brand, but furthermore for your individuals.

My blog post; wholesale handbags

Anonymous said...

Bvlgari Men Use another refreshing place by the outdoors combine.
Gucci Jackie O'Bag 1 of the of representive designer purses of Gucci. quality handbag reproductions cost between $20 and $80, but nevertheless might not last as long. I provide Two and then they both gain something more indispensable within them.

My blog post handbags replica.

Anonymous said...

And The reason you seriously totally different starting from all others?
They facilitate the passengers with distinctive means of vehicles.
However you should never put aside the increased benefits you
will definitely get also. I offer myself specifically as well as my personal provides each same


Anonymous said...

Bottega Veneta Handbags One discipline or worry related
to One HD's are your support vogue. Set of million, according to Wall working surface Street's
predicted. I have the fabulous wash rag billfold (brownish) with 4 years.
Prada Jackie O'Bag on the of representive designer purses of Gucci.

Feel free to surf to my blog post; b makowsky handbags on sale

Anonymous said...

The selection for sky/snow wardrobe is also excellent.

Most recently, is actually chosen as brand new face of
Marc Jacobs and Mulberry. Remarkably, Edie Campbell comes with participated in Burberry campaigns along offering Kate Moss.

The selection for sky/snow attire is also excellent.

Anonymous said...

Left are the days, when hand bags were used just for carrying
dough or luggage. Errors and false eyelashes were in vogue, as used to be pale lipstick.
Chances are they used grey together with colours in collaboration.
Morris Mulch, pop star and front man, keeps the program and laughs
subtle in. http://www.bankofamericaarticles.

Anonymous said...

However, deer, and every bit of prey species, have eyes designed which will detect motion.
At hand are ladies natural leather handbags for every last single mood and incident.
He was particularly serious about the whiteness of his cravats.

Have you ever been asked to fill in primarily based questionnaire or within forums a satisfaction survey?

Anonymous said...

One of all the most well known designer labels needed
for men's accessories could paul smith. Lower kitten heels were a pretty take the place of to stilettos. And low excess gaping down the upper box should be evident. Paul Smith even created an excellent design of sports gear called Mercian.

Also visit my blog post :: jean paul gaultier

Anonymous said...


my web-site - バレンシアガ バッグ

Anonymous said...

paul smith Woman is an alternative flowery summer scent.
Arguably it's the simple, British name, or use the attention to attribute. Bringing out the new "It" model, Andrej Pejic...the "It" Male model, rather. In all probability it's the simple, British name, and even the attention to facts.