Tuesday, July 8, 2008

Want to Retire Rich? Stay Married

I think everyone out there knows at least a few people who have had to for one reason or another part ways with their spouse. Other than the emotional costs of divorce there is a huge financial burden as well. Let’s just do a little exercise, take all of your networth (including pension) and divide it in half. Before you divide your networth in half don’t forget to subtract the thousands of dollars usually required to legally file for divorce and all of the associated real estate fees that go along with selling the cottage, house etc...Next you’ll want to take all of your shared living expenses, mortgage, heat, hydro, gas, cable, internet, house taxes etc... and double them (because you’ll each need your own place now).

Get the point? Divorce is expensive...so if money is tight it just might be worth working a little bit less (not more) and spend that time with your spouse instead....(especially if you live in Quebec)

PROVINCIAL DIVORCE RATES
Newfoundland and Labrador - 17.1%
Prince Edward Island - 27.3%
New Brunswick - 27.6%
Nova Scotia - 28.9%
Saskatchewan - 29.0%
Manitoba - 30.2%
Ontario - 37.0%
British Columbia - 39.8%
Alberta - 40.0%
Quebec - 49.7%

Source: Statistics Canada, 2003

31 comments:

Anonymous said...

I agree with this post. Nowadays busy-career-oriented-couples hardly find time to talk to each other. Even nicest couples can get lost in the rat-race because of their experience with the past hardships due to lack of money could force them to just care about money and loose focus on sacred things like marriage, love and life. Let us be practical, Money is important for better life but it can not buy time, memories and love. Together with better understanding couples can do better in everything.

This reminds me of a quote by Mother Tersa
“Everybody today seems to be in such a terrible rush, anxious for greater developments and greater riches and so on, so that children have very little time for their parents. Parents have very little time for each other, and in the home begins the disruption of peace of the world.”

Anonymous said...

Thats why young men in the U.S. do not get married nowadays. The risks outweigh any benefits.

I would gladly marry any woman in the eyes of the lord. But I will not marry the state. A marriage in the U.S. involves 3 people....you, your spouse, and the state.

Every law and the state is on the females side. Only a fool would marry under these conditions. My father taught me well...and you should be teaching your sons.

No one can make a pro and con list and come to the conclusions that marriage is in the best interest for a male. Equal protection under the law...wait till you get divorced....not in america.

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