Monday, April 28, 2008

Moving to the Country…The Finances

As promised here is a little update on the finances of our move to the country. As you’ll see below this move is being done solely for lifestyle reasons and is certainly not financial motivated in any way.

My wife is on maternity leave for the next 2 months so the move will have no impact on what she brings in (in the short term). However, she works in a field that is in demand everywhere and she doesn’t anticipate having any trouble finding work once her maternity leave is up. However, it’s a different story for me as I currently work in a specific area of technology that doesn’t exist up north. Luckily for me I do have some other skills to bring to the table and was able to get a part-job in Information Systems for a government organization. My new hourly wage will be considerably below what I currently make and accounting for the lower wage and reduced hours I will probably be taking around a 65 to 70% pay cut. However, for what it’s worth my actual take home pay will probably be about 40% of my current take home due to less taxes, benefits and pension contributions.

On the plus side I’m still under thirty, live where I want, in the house that I want, and for all intents and purposes am semi-retired.

22 comments:

MG said...

I don't understand the 'semi-retired' comment...?

Middle Class Millionaire said...

Hey MG,

I was just referring to the lifestyle that I’ll be living as most of my weeks will now consist of 4 day weekends.

jhantu said...

under 30 and all of this , how how how????

journeytofrugaldom said...

It sounds more like torcher to me. When my wife and I were first married we went the family cottage once or twice and hated it. Even bringing a TV and VCR (was some 20 odd years ago) didn't help. We were bored out of our minds within a few hours. Chopping wood or going for a canoe ride wore thin after a few days. Personally I prefer to be around people and civilization. Regardless good luck.

Canadian Dream said...

*raises a glass* Here, Here! To living the life you want.

I made a move two years back and took a big paycut too. I don't regret the decision at all. If anything I wish I could have made it sooner.

I hope you keep blogging. It would be nice to hear how everything turns out.

Tim

MG said...

got it after I read the post again...please keep us updated..good luck.

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