Friday, November 16, 2007

Questrade – Recently Closed My Account

I’ve recently closed my Questrade account for a few reasons. The first and most important one is that my big bank now offers me the same commission rates as Questrade in addition to all the other great features that Questrade lacks. Additionally, I’ve been very unimpressed with their customer service. I’ve only called fours times however, each time I felt very rushed by the representative and on one occasion they would not stay on the phone to verify that I could indeed login again and I was told to call back if it didn’t work. That wouldn’t normally bother me except that it took nearly 30mins to talk to a rep in the first place. Additionally, on their website they claim that it’s 1-2 days for an electronic funds transfer from Questrade to your bank account. However, my experience is that it takes approximately a week. After waiting on the phone for about 30mins I was told that it was 1-2 business days after it’s processed at Questrade but there was no guarantee on the processing time. Personally, I wouldn’t even trade through Questrade if there were absolutely no trading fees. After my multiple dealings with them I don’t trust them and don’t have any confidence in their customer services or technology. That being said Questrade might be an option for individuals that don’t qualify for discounted rates at one of the big banks and don’t mind extremely sub-par customer service.

I would like to note that this is only my opinion and it could be that my experiences are not typical of other Questrade customers. I know that some Questrade representatives read this blog so please feel free to comment.

260 comments:

1 – 200 of 260   Newer›   Newest»
Investor said...

Which bank is offering you the same trade price as QuestTrade, so far what I have seen is that big banks are charging upto 9.99 (lowest) I don't know if anyone is charging 4.95. Can you please share?

PEI_Cobalt said...

I'd also like to know which bank you are using. I'm with Questrade now and looking to switch.

Middle Class Millionaire said...

Both RBC and TD offer $9.99 flat fee per trade on combined household accounts of over 100K.

http://www.rbcdirectinvesting.com/RBC:R0CjG471A8UAJmBoJQw/lowtrades/index.html

http://www.tdwaterhouse.ca/trading/asff.jsp

Cheers.

Anonymous said...

9.99 is still twice the fee that Questrade charges. I guess you are making big enough trades that $5 doesn't make a difference.

Personally, I would love to trade through my bank only. However, with less than $100K at the moment, I have found that Questrade or other discount brokerages are the only realistic option(in terms of fees).

Anonymous said...

9.99 is still twice the fee that Questrade charges. I guess you are making big enough trades that $5 doesn't make a difference.

Personally, I would love to trade through my bank only. However, with less than $100K at the moment, I have found that Questrade or other discount brokerages are the only realistic option(in terms of fees).

Middle Class Millionaire said...

anonymous,

$9.99 is only twice the price if you chose the $5 a trade option (and trade less than 500 shares)the $5 option is really $0.01 per share with a minimum charge of $5. If you bought 2000 shares through questrade with the $5 plan it would cost you $20. Questrades plan that allow any number of shares to be traded is the same price as the big banks $10 a trade.

Anonymous said...

Questrade's 30 Free Trades Promotion is a big SCAM!!! Make sure you have proof that you entered the promotion code or else they will say that you did not enter the code and will NOT give you the free trades.

They do have low fees but customer satisfaction is also LOW!

Anonymous said...

My experience with Questrade is also unpleasant and I have since decided to stay with my regular bank. It seems that they do not care if you stay or go. The customer services are not good at all. The commissions are relatively low. However, they use this as a lost leader and charge very high fees in other areas.

Anonymous said...

For those who are looking for a offer code (promo code) on Questrade you can always try:

http://investcouponcode.blogspot.com/2009/02/where-to-find-best-questrade-offer-code.html

The coupon gives you $50 in Free trades.

Enter Coupon Code: 50DollarFreeTrades

or use this direct link and just signup to get your free $50:

http://www.questrade.com?refid=50DollarFreeTrades

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I use Questrade myself & I love it, $5 does not hurt that much. I do agree Customer service is kind of slow. But you get what you pay for.

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Here is a BLOG dedicated to Questrade promotions, just read through it & see if something works out.


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Anonymous said...

at $4.95 per trade, Questrade does offer saving if you trade more, but Customer service is really slow, I hope they do something about it.

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Anonymous said...

You are not alone, I have very bad customer service experiences with Questrade as well. The reps don't really know what they are doing.

Anonymous said...

sorry, didn't finish my comment, basically I have been charged 30% tax deduction on dividend of one US stock I am holding (within a self-directed RRSP account), and their response is that that's just the way it is, if you don't believe it, contact CRA to verify, I did call CRA, and I was told that I should not be taxed what so ever (under US-Canada Tax Treaty) withing my RRSP account. I wouldn't bother getting my money back, I am switching to Virtual Brokers now.

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Anonymous said...

I have had problems with questrade as well. I was charged twice for ECN fees and nobody at questrade seems to be able to pick up a calculator and figure this out. I have talked to 3 separate customer service reps and have emailed them numerous times and they don't seem to get it. It is such a simple matter that can be easily resolved, but they can't even do that. Customer service at questrade is a complete joke. I have absolutely no confidence in this company and will be transferring my account.

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I just sent Questrade a W-8BEN form since I noticed 30% withholding tax was taken from my U.S. dividend. They won't do anything to rectify this! I am a new client, and this isn't the first issue I've had with them. Their customer service is a joke. I now do the online chat whenever I have to talk to them, and I always save and print our chats.

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Very poor service. Their system has crashed a couple of times in the last few months causing me to loose several hundred dollars. There response:

While we try our best to ensure the platforms, our websites, and our internal software are all up 100% of the time, this is unrealistic to guarantee or expect.

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Very poor service. Their system has crashed a couple of times in the last few months causing me to loose several hundred dollars. There response:

While we try our best to ensure the platforms, our websites, and our internal software are all up 100% of the time, this is unrealistic to guarantee or expect.

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While we try our best to ensure the platforms, our websites, and our internal software are all up 100% of the time, this is unrealistic to guarantee or expect.

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